life: generational wealth

How I look at my husband when he takes bomb pics like this one.

How I look at my husband when he takes bomb pics like this one.

I’m excited for this new month for a number of reasons, the first one being that if you’re reading this, you’ve made it to the 9th month of the year and that alone is worth celebrating.

Secondly, it’s my birthday month. I will be celebrating another year around the sun and I’m excited for a fresh new start. I’ve evolved a great deal and can’t wait to share what I’ve learned over the last year.

Thirdly, I’ve been working on a passion project over the last few months, and I’ll be sharing very soon; last but certainly not least, I’m excited to be writing again, I’ve got some content coming your way and hope your as excited about it as I am.

But for now, let’s focus on today’s post.

I travelled home (to Canada) last month as I do every summer to see my family. While there, I visited my best friend’s younger sister and her husband. They recently welcomed their third child and I was extremely excited to meet the family’s newest member.

We ate, we laughed, we were being merry.

And then it happened.

We gathered around the dining room table and the real conversation began.

You know the type of conversation that makes you want to do better not only for yourself but for

generations to come.

The type of conversation we all need to (honestly) have with ourselves on our spending habits and finances.

You know…

The one about money and generational wealth.

Yeah that one.

I believe that generational wealth goes far beyond money, and although money does play a huge part, I believe there are foundational layers that need to be put in place, without which it would be impossible to build anything.

One of them is discipline.

As we sat around the dining room table and hubby and I listened to this amazing (young) couple I took (mental) notes on what I planned on doing when I came back to Chicago.

I wish I could share all the things we talked about but we’d be here all day, so I suggested they somehow find a way to share their knowledge with folks because a) it was good info b) everyone could use a little wisdom when it comes to money.

Again, I can’t share all the information because this post would never end. But I will give you some major takeaways from our conversation.


  1. Acquiring wealth can be achieved it’s simply a matter of discipline.

2. You will have to make some changes, both in your mindset and your spending. In order to have something you’ve never had, you must do things you’ve never done. Simple as that.

3. Track your spending, you’d be amazed at how much of your money goes to ChiK Fil- A … I mean eating out.

4. Wealth is more than money.

5. You need accountability from someone who has a proven track record. Don’t take advice from anyone, especially when it comes to your finances.

Oh and I’m happy to report, they recently created a blog to share some of their expertise. It’s in its beginning stages but I have a feeling it won’t be long before it takes off. I’m just happy they started where they are.

Follow along their blogging journey here.

Let me know how you plan on upping your financial game and creating generational wealth in the comments.

calves poppin’

calves poppin’

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Life, styleCharlottewealth, money